Best Safe for Small Business UK, by Cash Rating
The best safe for small business UK shops keeping up to about £6,000 overnight is a Eurograde 0 model such as the Burg-Wächter Magno 520, which the maker certifies to EN 1143-1 grade 0.
The best safe for small business UK shops keeping up to about £6,000 overnight is a Eurograde 0 model such as the Burg-Wächter Magno 520, which the maker certifies to EN 1143-1 grade 0. For tills that need somewhere to deposit cash during the day, the Phoenix SS0992 under-counter deposit safe is a better fit. Insurance cover depends on your policy, so check with your insurer before buying.
This guide uses the Chubbsafes insurance rating guide, Ace Safes on Eurograde, Keytek, manufacturer information from Burg-Wächter, Phoenix and Yale, plus Amazon UK listings. It is not insurance advice.
We may earn a commission if you buy through links on this page. It never changes our verdicts. How we review.
Quick picks
- Best Eurograde 0 for most small shops: Burg-Wächter Magno 520 E (electronic) or 520 S (key)
Check price on Amazon - Best under-counter deposit safe: Phoenix SS0992KD (key). The electronic SS0992ED had no featured Amazon offer on 10 November 2026, so this page has no button for it.
Check price on Amazon - Best budget safe (no Eurograde): Yale High Security Safe, small (YSEB/200)
- Best fire-resistant document safe: Phoenix Fire Fighter FS0441E. No featured Amazon offer on 10 November 2026, so no button.
- Eurograde 1 for higher takings: none available on Amazon UK when checked; buy through a specialist dealer
- Skip: no-name security safes without a stated rating or certificate
Overnight cash to grade: chooser
| Max overnight cash | Grade sources say usually matches | Type | Our pick (Amazon UK ASIN) | Maker-stated cash cover | Anchoring note |
|---|---|---|---|---|---|
| Under £2k | No grade, or S1 | Under-counter deposit or small cabinet | Phoenix SS0992KD (B00XCYUX8U); Yale YSEB/200 (B083GCHNLB). SS0992ED: no featured Amazon offer, no button | £1,000 (Phoenix, Yale) | Phoenix: floor and wall fixing bolts supplied. Yale: wall or floor mount |
| £2k to £6k | S2 (£4k) or Eurograde 0 (£6k) | Cabinet | Burg-Wächter Magno 520 E (B0856TKSNZ) or 520 S (B08576RFCS) | £6,000 cash | Rear wall fixing, M10 bolts supplied (maker) |
| £6k to £10k | Eurograde 1 | Cabinet or deposit | No Amazon UK pick; specialist dealer | Not applicable | Usually fixed to concrete; ask the installer |
| £10k to £17.5k | Eurograde 2 | Cabinet or deposit | No Amazon UK pick; specialist dealer | Not applicable | Heavy; professional delivery and fixing |
| Documents, not cash | Fire rating | Fire safe | Phoenix FS0441E. No featured Amazon offer, no button | £2,500 | Floor fixing bolts supplied |
Your insurer's wording decides cover. Ask them before you buy.
The grade-to-cash figures reflect typical overnight cash ratings published by Chubbsafes, Ace Safes and Keytek. These bands are an editorial guide, not guaranteed insurance limits. Your insurer may require different cash limits or fixing arrangements.
Cash ratings explained
A safe's cash rating indicates how much cash it is rated to protect overnight. According to Chubbsafes, S1 has a typical rating of £2k, S2 £4k, Eurograde 0 £6k, Eurograde 1 £10k and Eurograde 2 £17.5k.
S1 and S2 fall under EN 14450, while Eurograde safes are covered by EN 1143-1. Chubbsafes also says valuables cover is usually 10 times the cash rating. On that basis, a safe rated for £4k cash would suit around £40,000 in valuables. The actual ratio depends on the insurer.
These ratings are based on testing and certification, including certification by bodies such as ECB-S. A claim in an Amazon listing is not enough to establish a grade. For that reason, a grade is only given here when the manufacturer's page confirms it.
Before you buy
- Check your policy. Confirm the minimum safe grade and any fixing requirements with your insurer before placing an order.
- Anchoring. An unsecured safe can simply be carried away. Most manufacturers provide bolts for fixing to concrete floors or brick walls.
- Weight and delivery. The Magno 520 weighs 60 kg according to its listing bullet. Make sure access is suitable and the floor can support it.
- Lock type. An electronic lock makes it easier to change the code when staff leave. A key lock does not need batteries.
- Fire or burglary. Fire resistance protects paper from heat. It does not protect cash against theft.
The picks
Burg-Wächter Magno 520 E and 520 S: best Eurograde 0
Burg-Wächter's UK page says the Magno range is certified for burglary resistance to EN 1143-1, resistance grade 0. The stated insurance rating on that page is £6,000 for cash or £60,000 for valuables. The safes are prepared for rear wall fixing, with M10 bolts included. The ECB-S product locator still lists the Magno-Safe M 520 E as a safe under EN 1143-1, product specification 0, checked on 10 November 2026. The last public certificate we could find, 0061/SA18-01C, expired on 18 June 2026. Ask the seller for the current certificate.
Amazon UK lists a 28-litre capacity and external dimensions of 360 x 495 x 445 mm. The listing bullet says 60 kg. The product details table on the 520 E page says 55 kg, so this guide uses the bullet and the maker's table, which both say 60 kg. The maker's page says the 520 E uses a SecuTronic electronic lock, ECB-S certified to EN 1300 class B, and the 520 S uses a double-bit SecuSafe key lock, ECB-S certified to EN 1300 class A.
Who it's for: shops, cafés and salons that keep a few thousand pounds in cash overnight. Who it isn't for: upstairs offices with weak floors or businesses that need a rating above Grade 0.
Watch out: the Amazon listings describe firearms storage because the Magno is also marketed as a pistol safe. The 520 E listing bullet names a SecuSafe double-bit lock, which is the key-lock version on the maker's page. Certificate 0061/SA18-01C expired on 18 June 2026. Ask the seller for the current certificate. On 10 November 2026 both UK offers were in stock from a third-party seller.
Check price on Amazon Check price on AmazonPhoenix SS0992KD and SS0992ED: best under-counter deposit safe
Phoenix describes the SS0992 range as a front-loading day deposit safe designed to sit beneath a counter. The manufacturer recommends overnight cover of £1,000 in cash or £10,000 in valuables.
It has a 19-litre capacity, weighs 17 kg and comes with bolts for floor and wall fixing. According to the listing, the lockable deposit slot has a tilting baffle to stop notes being fished back out.
Choose the KD for a key lock or the ED for a VdS class II electronic lock.
Who it's for: businesses where staff need to drop notes from the till throughout the day. Who it isn't for: businesses keeping more than £1,000 in overnight takings.
Watch out: on 10 November 2026 the SS0992KD offer was in stock from Risk Assessment Products Ltd, a third-party seller. The SS0992ED page had no featured offer and said currently unavailable, so there is no button for it.
Check price on AmazonYale High Security Safe, small: best budget safe
Yale states a cash rating of £1,000 and a valuables rating of £10,000 for this small safe. Its security features include a laser-cut door and anti-saw bolts.
The Amazon UK listing title for the YSEB/200/EG1 describes it as Secured by Design approved. It specifies two 20 mm motorised bolts, a 4 mm steel door and 2 mm walls. The safe can be mounted to a wall or floor, and the lock enters a one-minute lockdown after three incorrect codes.
It does not carry a Eurograde rating.
Who it's for: keeping a small cash float or documents in a back office. Who it isn't for: storing daily takings above £1,000.
Watch out: the title says YSEB/200/EG1. The model number and part number on the same page say YSEB/200/EB1, which is the code on Yale's website. Confirm the model with Yale before ordering. On 10 November 2026 the UK offer was in stock from Branded and New Limited, a third-party seller.
Check price on AmazonPhoenix Fire Fighter FS0441E: best fire-resistant document safe
The Phoenix Fire Fighter FS0441E is aimed at businesses that need to protect important documents and digital media from fire.
Phoenix's page says the safe has been tested to NT Fire 017, providing 90 minutes of fire protection for paper and 60 minutes for digital media. It has also been impact tested from a height of 9.1 metres.
The manufacturer recommends it for an overnight cash risk of £2,500. Phoenix states a capacity of 63 litres and a weight of 93 kg, and says floor fixing bolts for concrete are supplied.
Who it's for: storing contracts, deeds and backup drives. Who it isn't for: businesses keeping more than £2,500 in cash.
Watch out: the Amazon details table says 160 litres, while the weight field says 93 kg. This guide uses Phoenix's 63 litre capacity. The Amazon description also mentions an optional PAD4 base fixing system. On 10 November 2026 the UK page had no featured offer, so there is no button.
FAQ
What cash rating do I need for my business?
Work out the maximum amount of cash kept on the premises overnight. Then check with your insurer to confirm the grade required.
What is a Eurograde 0 safe?
It is a safe certified to EN 1143-1 grade 0. The sources give a typical cash rating of £6,000.
Does a safe need to be bolted down for insurance?
Often, yes. Your policy will set out the requirements, and most manufacturers supply fixing bolts.
Are cheap security safes insured for cash?
Only where a cash rating is stated and your insurer agrees to accept it.
Drop safe or standard safe?
A deposit safe allows staff to put notes inside without opening the main safe. A cabinet safe offers more storage.
Fire safe or burglary safe?
A fire safe protects paper and digital media against heat. A burglary-rated safe protects cash against theft. Some models provide both types of protection.
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