US small-business guides
Practical guides for running a small business, mostly in the United States.
Modern Business Daily covers business bank accounts, credit cards, virtual addresses, LLCs, and the software a small company actually uses. A separate UK section covers sole traders. Guides say where the figures came from. Nothing here is legal, tax or financial advice.
Run the Business
US virtual addresses, bank accounts, credit cards and LLCs. The UK sole-trader guides are in a labelled block on the same page.
Browse Run the Business →
AI & Tools
CRM, accounting, email, website builders, a US business phone number, Zapier vs Make vs n8n, and AI coding tools. Building a site or a small product lives here too.
Browse AI & Tools →Start here
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United States
Best virtual business address
What a virtual address does, what it cannot do for Google, and whether a free one exists.
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United States
Business credit cards for startups
New businesses, personal guarantees, and how approval works when revenue is still thin.
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United States
US business bank accounts
Accounts for startups, sole proprietors and LLCs. The UK bank guide is a separate page.
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United States
Do I need an LLC?
When to form one, what you can do without one, side hustles, and how to get an EIN for free.
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United Kingdom
UK business bank account for sole traders
Starling, Tide, Monzo, Mettle and the high street. This page is the UK section, not the US one.
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Software
Best simple CRM for a small business
What one person needs from a CRM, and when a spreadsheet is still the honest answer.
All guides
United States: money and admin
United Kingdom
About this site
Modern Business Daily is an independent guide for people running a business on their own, mainly in the US, with a small section for UK sole traders. It's edited by Robert Thomas. This address was once home to M-Business magazine. The archive page tells that story, and we have no connection to its publisher. Editorial policy and affiliate disclosure.